Terms and Conditions

Terms and Conditions

By using our website and services, you agree to these Terms and Conditions. If you do not agree with any part of these terms, you must discontinue use of our website and services immediately.

1. Services Provided

Factor My facilitates connections between businesses and factoring companies. We do not provide factoring services directly. Our role is to help match your business with the right factoring partner.

2. Eligibility

By using our services, you confirm that:

• You are at least 18 years old.

• You are authorized to act on behalf of the business you represent.

• All information provided by you is accurate and truthful.

3. No Guarantee

While we strive to connect you with reputable factoring partners, we do not guarantee approvals, specific terms, or outcomes.

4. User Responsibilities

You agree to:

• Provide accurate, complete information during the application process.

• Use our website and services in compliance with applicable laws and regulations.

• Not misuse our platform, including attempting to disrupt its functionality.

5. Limitation of Liability

Factor My is not responsible for:

• Any agreements or disputes between you and the factoring company.

• Any indirect, incidental, or consequential damages resulting from your use of our services.

6. Intellectual Property

All content on our website, including logos, graphics, and text, is the property of Factor My and is protected by copyright and trademark laws. Unauthorized use is prohibited.

7. Termination

We reserve the right to terminate your access to our services at any time for any reason, including violation of these terms.

8. Changes to Terms

Factor My may update these Terms and Conditions at any time. Continued use of our services constitutes acceptance of the revised terms.

Privacy Policy

Introduction

Your privacy is important to us. This Privacy Policy outlines how Factor My collects, uses, and protects your personal information.

1. Information We Collect

We may collect the following types of information:

• Personal Information: Name, email address, phone number, and business details.

• Financial Information: Invoice details, revenue, and other relevant financial data.

• Technical Data: IP addresses, browser types, and other data collected through cookies.

2. How We Use Your Information

We use your information to:

• Connect you with factoring partners.

• Improve our website and services.

• Communicate with you regarding your inquiries or applications.

3. Information Sharing

We may share your information with:

• Factoring companies to facilitate the application process.

• Service providers assisting with our operations (e.g., IT support).

• Legal authorities, if required by law.

We do not sell your information to third parties.

4. Data Protection

We take appropriate security measures to protect your data. However, no method of online transmission is 100% secure, and we cannot guarantee absolute security.

5. Cookies

Our website uses cookies to enhance user experience and analyze site traffic. You can control cookie settings through your browser.

6. Your Rights

You have the right to:

• Access the personal information we hold about you.

• Request corrections or deletion of your information.

• Opt out of receiving marketing communications.

7. Third-Party Links

Our website may contain links to third-party sites. Factor My is not responsible for the privacy practices of these external sites.

8. Changes to This Policy

We may update this Privacy Policy periodically. The updated version will be posted on our website with a revised “Last Updated” date.